This case involves a dispute between the California Insurance Commissioner (Commissioner) and the California Insurance Guarantee Association (CIGA) over which of them is entitled to the sums CIGA recovered through subrogation actions…
California Just Lost Two of Its Largest Property Insurers. Now What?
Property owners in California are grappling with a major shake-up in the insurance market after two of the state’s largest property insurers, State Farm and Allstate, announced they would no longer be…
Humana Medicare Advantage Plans Now Include Routine Dental, Vision, and Hearing Benefits
Humana, one of the leading providers of Medicare Advantage plans, has expanded its offerings to include routine dental, vision, and hearing benefits. This enhancement is designed to provide seniors with a more…
Benefits of State Guaranty Associations for Annuity Holders
State guaranty associations play a crucial role in protecting consumers, especially those who hold annuities, by providing a safety net in the event of an insurance company’s insolvency. Much like how the…
The Women-Owned Small Business Federal Contract Program: Empowering Female Entrepreneurs
The Women-Owned Small Business (WOSB) Federal Contract Program is an initiative by the U.S. government aimed at leveling the playing field for female entrepreneurs in industries historically dominated by men. This program…
The cheapest and best car insurance companies in California
Car insurance in California is known for being more expensive than in most parts of the United States. As of July 2024, the average annual premium for full coverage in California reached…
Navigating Health Insurance Open Enrollment: What You Need to Know
Navigating health insurance open enrollment can be a daunting task, especially with the myriad of plans, coverage options, and terms to consider. Open enrollment is the period during which you can sign…
How to Find the Best Health Insurance Plan for Chronic Conditions
Finding the best health insurance plan for chronic conditions is a crucial decision that can significantly impact your quality of life and financial well-being. Chronic conditions such as diabetes, heart disease, asthma,…
The Impact of Obamacare on Health Insurance Choices
The Affordable Care Act (ACA), commonly known as Obamacare, has had a profound impact on the health insurance landscape in the United States. Enacted in 2010, Obamacare aimed to make healthcare more…
Best Strategies for Managing Health Insurance Claims
Managing health insurance claims effectively is crucial for minimizing out-of-pocket expenses and ensuring you receive the full benefits of your policy. The claims process can often be complicated and time-consuming, involving multiple…